I've just heard about a cool credit-crunch-busting idea. Stag and hen party organiser Redseven has launched a payment plan that lets you spread the cost of the hen (or stag) do over several months. The plans are interest-free and monthly instalments are from £6.90 - perfect if you can't stump up the full amount in one hit. The plan comes with the guarantee of a full refund if you're not happy with anything, or if you're made redundant. Redseven organises hen and stag parties across the UK and abroad from learning how to make cocktails in Bristol to quad biking in Stratford-Upon-Avon and paint balling in Riga, as well as tailor-made packages. Visit www.redsevenleisure.co.uk or call 0800 970 2744.