Pearl Engagement Rings: The Complete Guide

From freshwater to Tahitian, here's what you need to know.

pearl engagement ring

Courtesy of Zales / Design by Amelia Manley

Pearls get a bad rap for being old-fashioned. Sure, the word itself is practically synonymous with a single strand worn by your grandmother, but celebrities like Ariana Grande and Emma Stone have recently made the case for pearl engagement rings. If you ask us, the timeless stone has never been chicer.

What Is a Pearl?

Pearls are a unique gemstone formed inside a shelled mollusk, such as an oyster or mussel. The gemstone is best known for its glistening iridescent outer covering. 

"Pearls are among the more, if not the most, delicate choices for an engagement ring," says gemologist Lorraine Brantner. "Pearl rings are not very common, so it is an easy way to stand out and get people talking about your engagement."

Not only are pearl engagement rings an eye-catching look, but they also have a special meaning connected with them. It's been said that pearls symbolize wisdom, integrity, and loyalty, all of which are important in your relationship with your partner. "Their organic and lustrous beauty has symbolized the moon and its power, and their subtle sheen hints towards purity," adds Brantner.

Interested in learning more about this nontraditional engagement ring stone? We've laid out the pros, cons, and everything in between.

Pros and Cons of a Pearl Engagement Ring

Pearls are an attractive and elegant choice for your engagement ring. Due to the gemstone's nature and rarity, pearls haven't always been a popular choice for engagement rings until recently, so you can be sure that your ring will stand out from the rest. Additionally, the versatile color of the stone allows it to pair beautifully with any metal of your choosing.

There are some drawbacks to the gemstone. Pearls may also lose their luster as the years go on, and they are incredibly soft, ranking between 2.5 and 4.5 on the Mohs scale of hardness. Most unconventional engagement ring stones, such as sapphires and rubies, start at an 8, and traditional diamonds have the highest ranking with a 10. For this reason, you will have to take extra care of your pearl engagement ring to prevent any potential damage or scrapes.

What to Look for in a Pearl Engagement Ring

  • Where should I shop for a pearl engagement ring? Despite their rarity, pearls can be found at a variety of jewelers. For more choices, try looking outside of traditional engagement rings and search for your ring where you may find heirloom pieces and fine jewelry.
  • What is the typical cost of a pearl engagement ring? "Pearl rings can be rather affordable at just a few hundred [dollars] and go into the thousands," says Brantner. Natural pearls are extremely rare and incredibly costly. "There are different types of pearls, some rarer and more sought after than others, so the species and size can affect pricing."
  • What stones best complement a pearl engagement ring? "Tapered baguettes or round diamonds on the sides is a very classy way to show off your pearl and add extra sparkle to your ring," says Brantner. "You can also mix and match shapes of diamonds and complementary gemstones, like multicolored sapphires, to create a ring as unique as you are!"

How to Care for a Pearl Engagement Ring

Since pearls are organic material, they are more susceptible to damage than diamond rings. "The fine coating on the surface of a pearl, called nacre, is very thin and, once worn away, cannot be replaced or repaired," says Brantner. "Pearls should always be 'last on, first off' and gently wiped with a clean jewelry cloth and safely stored away from other jewelry items that could cause scratches."

Types of Pearls

There are four types of cultured pearls commonly used in jewelry. Below is a description of each.

  • Freshwater: Typically the most affordable option—and the most commonly produced—these pearls are formed in freshwater lakes, rivers, and ponds, and they come in a range of shapes and sizes.
  • Akoya: Slightly more expensive than freshwater pearls, Akoya pearls are also quite common in fine jewelry. "They have a white base color with a subtle iridescent rose glow," describes Brantner.
  • South Sea: An even more luxurious option, South Sea pearls are mostly sourced from Australia, Indonesia, and the Philippines. "If you like the richness of an all-gold pearl, search for a South Sea," says Brantner.
  • Tahitian: Tahitian pearls get their name from the French Polynesian island Tahiti, as they are primarily formed there. Sometimes referred to as "black pearls," they showcase "hypnotic and moody colors," according to Brantner.
01 of 20

Masterjewelryshop Natural Diamond Pearl Engagement Ring

Masterjewelryshop Natural Diamond Pearl Engagement Ring

Etsy

Consider this ring for the minimalist bride. Here, a large natural pearl is put on full display, although it is offset by a dainty bezel-set diamond.

Price at time of publish: $259 for size 6

02 of 20

Kataoka Winter Pearl Ring

Kataoka Winter Pearl Ring

Catbird

If this bauble looks familiar, it's because you've seen it on Emma Stone's finger. Her husband, Dave McCary, proposed to the actress with this gorgeous snowflake-like pearl ring in November 2019.

Price at time of publish: $5,780

03 of 20

Kay Jewelers Cultured Pearl Ring with Diamonds

Kay Jewelers Cultured Pearl Ring with Diamonds

Kay Jewelers

If you're interested in a three-stone engagement (a lá Meghan Markle) but not satisfied with diamonds, turn to this white gold ring from Kay Jewelers. The trio of cultured pearls is completely unexpected while small diamond accents add a touch of bling.

Price at time of publish: $450

04 of 20

Mikimoto M Collection Akoya Cultured Pearl Ring

Mikimoto M Collection Akoya Cultured Pearl Ring

Mikimoto

Inspired by the letter M, this Mikimoto ring boasts an 8.5mm Akoya cultured pearl and a polished 18K white gold band. But there is more than meets the eye when it comes to this masterpiece: If you look closely, you'll notice small diamonds atop the prongs.

Price at time of publish: $4,450

05 of 20

James Allen 14K White Gold Freshwater Cultured Pearl and Diamond Vine Ring

James Allen 14K White Gold Freshwater Cultured Pearl and Diamond Vine Ring

James Allen

Diamonds and pearls elegantly combine to form this enchanting ring. From the diamond-studded vine motif to the stunning freshwater, this bauble is contemporary and romantic.

Price at time of publish: $690

06 of 20

KatKim Pearl Crescendo Ring

KatKim Pearl Crescendo Ring

KatKim

We can't decide what we like most: The 5mm Akoya pearl floating inside four diamond pavé prongs or the wrapping 18K gold band. Either way, this delicate KatKim ring is lovely to look at and undoubtedly unique.

Price at time of publish: $3,300

07 of 20

LoveRingsDesign Pearl Engagement Ring Set

LoveRingsDesign Pearl Engagement Ring Set

Etsy

This ring set is proof you don't need to choose between pearls and diamonds. The timeless pearl engagement ring is accented by a diamond pavé band, and both are available in white, yellow, and rose gold.

Price at time of publish: $749

08 of 20

Wouters & Hendrix Gold 18K Yellow Gold Pearl Emerald Ring

Wouters & Hendrix Gold 18K Yellow Gold Pearl Emerald Ring

Farfetch

Colored gemstones are having a major moment—why not pair one with a pearl? It's perfect for a bride searching for a timeless engagement ring with a fun twist.

Price at time of publish: $705

09 of 20

Tiffany & Co. Paloma Picasso Olive Leaf Pearl Ring

Tiffany & Co. Paloma Picasso Olive Leaf Pearl Ring

Tiffany & Co.

Inspired by an olive branch, this romantic Tiffany & Co. ring displays a freshwater pearl in a stunning sterling silver setting. Simple yet elegant.

Price at time of publish: $570

10 of 20

J. LUU Diamond and Pearl Open Ring Yellow Gold

J. LUU Diamond and Pearl Open Ring Yellow Gold

J. LUU

Pearls are well-suited for open rings. But the bold style is given an upgrade through petite diamonds on the band.

Price at time of publish: $475

11 of 20

Mateo 14K Gold Pearl & Diamond Half Moon Ring

Mateo 14K Gold Pearl & Diamond Half Moon Ring

Mateo

This beautiful and geometric ring in 14k gold, cultured pearl, and diamonds, is inspired by Wassily Kandinsky's painting "Floating."

Price at time of publish: $700

12 of 20

Angara Princess Diana Inspired Freshwater Pearl Ring

Angara Princess Diana Inspired Freshwater Pearl Ring

Angara

Inspired by the grace and elegance of Princess Diana, this engagement ring is a showstopper. A floral-esque halo of prong-set diamonds surrounds the center freshwater cultured pearl. 

Price at time of publish: $879

13 of 20

Zales Cultured Freshwater Pearl and Diamond Accent Tri-Sides Ring in 14K Gold

Zales Cultured Freshwater Pearl and Diamond Accent Tri-Sides Ring in 14K Gold

Zales

This sophisticated pearl is highlighted by trios of eye-catching diamond accents on either side. The ring is crafted in 14K gold.

Price at time of publish: $699

14 of 20

Catbird Birth of Venus Ring

Catbird Birth of Venus Ring

Catbird

This pearl engagement ring bursts with beauty. The design is reminiscent of the infamous Sandro Botticelli painting "Birth of Venus," making it a one-of-a-kind stunning piece. The Akoya pearl is set in a 14K yellow gold band.

Price at time of publish: $1,180

15 of 20

Maui Divers Jewelry Hawaiian Heirloom Fresh Water Pearl Ring

Maui Divers Jewelry Hawaiian Heirloom Fresh Water Pearl Ring

Maui Divers Jewelry

This unique freshwater pearl has a peachy tint to it. It is held in an intricately crafted 14K rose gold band.

Price at time of publish: $795

16 of 20

Jared Cultured Akoya Pearl Engagement Ring

Jared Cultured Akoya Pearl Engagement Ring

Jared

This cultured Akoya pearl is highlighted in a halo setting surrounded by diamonds. It is a dazzling way to style a pearl while still having some shine.

Price at time of publish: $1,500

17 of 20

SundayIslandJewelry Vintage Pearl Engagement Ring

SundayIslandJewelry Vintage Pearl Engagement Ring

Etsy

Inspired by romantic eras of the past, this vintage-style ring holds all of the timelessness of eternal love. This Akoya rose gold pearl is paired with a diamond band that comes in both yellow gold and platinum.

Price at time of publish: $1,133 for 14K rose gold

18 of 20

Capucinne Kamari Pear-Shaped Pearl Ring

Capucinne Kamari Pear-Shaped Pearl Ring

Capucinne

A single pear-shaped pearl stands alone on this minimalist engagement ring, but if you love this ring and want a bit of shine, no worries. You can custom design it with a gemstone of your choosing.

Price at time of publish: $220

19 of 20

Angara Golden South Sea Pearl Bypass Engagement Ring

Angara Golden South Sea Pearl Bypass Engagement Ring

Angara

This Golden South Sea cultured pearl is truly a treasure. Two prong-set diamonds flank the golden pearl. The stones are set in a 14K rose gold band.

Price at time of publish: $979

20 of 20

CPFineJewelry Akoya Pearl Engagement Ring

CPFineJewelry Akoya Pearl Engagement Ring

Etsy

Art deco intersects with class in this handcrafted pearl ring with a woven designed band.

Price at time of publish: $515 for 14K rose gold

Meet the Expert

  • Lorraine Brantner is a gemologist and sales manager at James Allen. Founded in 2006, James Allen is the world's largest privately held online diamond and bridal jewelry retailer.
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The Ultimate Guide to Non-Traditional Engagement Rings

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